Your AI-Powered AR & Credit Engine

Your
AI-Powered AR & Credit Engine

Yield strengthens your balance sheet by managing credit risk, accelerating AR velocity, and offering flexible financing.

Yield strengthens your balance sheet by managing credit risk, accelerating AR velocity, and offering flexible financing.

Schedule a call

Your AI-Powered
AR & Credit Engine

Yield strengthens your balance sheet by managing credit risk, accelerating AR velocity, and offering flexible financing.

Schedule a call

One platform built for your entire credit cycle
One platform built for your entire credit cycle

BOOK AN INTRO

01 · DECIDE
CREDIT RISK MANAGEMENT

CREDIT RISK MANAGEMENT

Extend payment terms with confidence.

Extend payment terms with confidence.

Get fast, data-driven credit decisions, typically ready in under 24 hours*.
Protect margins, reduce risk, and strategically expand limits for proven buyers.

Get fast, data-driven credit decisions, typically ready in under 24 hours*.
Protect margins, reduce risk, and strategically expand limits for proven buyers.

Get fast, data-driven credit decisions, typically ready in under 24 hours*. Protect margins, reduce risk, and strategically expand limits for proven buyers.

1

Buyer applies

Send form they can fill out in 5 min

1

Buyer applies

Send form they can fill out in 5 min

2

Yield analyzes

Engine pulls & screens data

2

Yield analyzes

Engine pulls & screens data

3

Get decision

Receive report in dashboard

3

Get decision

Receive report in dashboard

Element Steel

Buyer · Requesting Net 60 Terms

ADJUST

APPROVE CREDIT

RECOMMENDED LIMIT

2,400,000.00

₱ 2,400,000.00

82

82

RISK SCORE

SCORE

02 · COLLECT
AI COLLECTIONS

AI COLLECTIONS

Maximize AR velocity. Reduce DSO.

Maximize AR velocity.
Reduce DSO.

Our AI agents can handle ~90% of routine collection work, from reminders and SOAs to promise-to-pay tracking, so that your team can focus on exceptional cases.

Our AI agents can handle ~90% of routine collection work, from reminders and SOAs to promise-to-pay tracking, so that your team can focus on exceptional cases.

KBV Incorporated

01:24

VOICE · TAGALOG

YIELD AI

Magandang umaga! Si Yield po ito. Tumatawag kami tungkol sa invoice #4821 na ₱85,000. Due na po ito kahapon.

BUYER

Ah, pasensya na po. Babayaran po namin itong Biyernes.

YIELD AI

Okay, ipapadala namin ang SOA at payment link sa inyong email ngayon. I-llog ko ang promise-to-pay sa Biyernes, June 19.

NEXT STEPS FROM CALL

Log promise-to-pay

Fri · Jun 19 · ₱85,000.00

Issue SOA + payment link

via email (auto-drafted)

Send follow-up

Thu · Jun 17, 9:00 AM

~90%

handled by

AI agents

KBV Incorporated

01:24

AI VOICE · TAGALOG

YIELD AI

Magandang umaga! Si Yield po ito. Tumatawag kami tungkol sa invoice #4821 na ₱85,000. Due na po ito kahapon.

BUYER

Ah, pasensya na po. Babayaran po namin itong Biyernes.

YIELD AI

Okay, ipapadala namin ang SOA at payment link sa inyong email ngayon. I-llog ko ang promise-to-pay sa Biyernes, June 19.

NEXT STEPS

Log promise-to-pay

Fri · Jun 19

Issue SOA + payment link

via email (auto-drafted)

Send follow-up

Thu · Jun 17, 9:00 AM

~90%

handled by

AI agents

KBV Incorporated

01:24

AI VOICE · TAGALOG

YIELD AI

Magandang umaga! Si Yield po ito. Tumatawag kami tungkol sa invoice #4821 na ₱85,000. Due na po ito kahapon.

BUYER

Ah, pasensya na po. Babayaran po namin itong Biyernes.

YIELD AI

Okay, ipapadala namin ang SOA at payment link sa inyong email ngayon. I-llog ko ang promise-to-pay sa Biyernes, June 19.

NEXT STEPS

Log promise-to-pay

Fri · Jun 19

Issue SOA + payment link

via email (auto-drafted)

Send follow-up

Thu · Jun 17, 9:00 AM

~90%

handled by

AI agents

03 · FINANCE
EMBEDDED CAPITAL

EMBEDDED CAPITAL

Drive revenue growth & eliminate bad debt risk.

Drive revenue growth & eliminate bad debt risk.

Offer flexible payment terms to buyers via embedded financing.
Receive funds immediately and transfer 100% of the credit risk to Yield.

Offer flexible payment terms to buyers via embedded financing.
Receive funds immediately and transfer 100% of the credit risk to Yield.

Offer flexible payment terms to buyers via embedded financing. Receive funds immediately and transfer 100% of the credit risk to Yield.

pay.yield.ph/r/8KQ2M

pay.yield.ph/r/8KQ2M

BV

BV

Order OD-20265CE

Order OD-20265CE

₱88,000.00

₱88,000.00

Millenium Tech · Checkout

Millenium Tech · Checkout

How would you like to pay?

How would you like to pay?

Pay in full, later

Pay in full, later

One payment, no monthly schedule

One payment, no monthly schedule

30

30

DAYS

DAYS

60

60

DAYS

DAYS

90

90

DAYS

DAYS

Split into installments

Split into installments

Spread across 2 to 6 months

Spread across 2 to 6 months

PROCEED

PROCEED

04 · SELF-FUND
REVOLVING CREDIT LINE

REVOLVING CREDIT LINE

Liquidity on demand, backed by what you're already owed.

Liquidity on demand, backed by what you're already owed.

Liquidity on demand,
backed by what you're already owed.

Access a flexible RCL backed by your B2B trade assets:
receivables, payables, and POs.

Access a flexible RCL backed by your B2B trade assets:
receivables, payables, and POs.

TRUSTED BY LEADING BUSINESSES

TRUSTED BY LEADING BUSINESSES

TRUSTED BY

Quantify your cashflow impact with Yield

BOOK AN INTRO

Quantify your cashflow impact with Yield

BOOK AN INTRO

CONTACT US

hello@paywithyield.com

hello@paywithyield.com

+63 977 825 0898

+63 977 825 0898

Yield Technology Corp (“Yield”) is not a lending company. Yield only facilitates loan transactions as an Operator of Payment Systems (OPS) licensed company fully regulated by the Bangko Sentral ng Pilipinas (BSP).

Business-purpose loans are made by Netbank, a bank fully regulated by the BSP, and Y Tech Financing Inc, a financing company fully regulated by the Securities and Exchange Commission (SEC). These partners do not process any loan applications and approvals online. Loans are subject to credit approval, minimum revenue, and business requirements.

Yield Technology Corp (“Yield”) is not a lending company. Yield only facilitates loan transactions as an Operator of Payment Systems (OPS) licensed company fully regulated by the Bangko Sentral ng Pilipinas (BSP).

Business-purpose loans are made by Netbank, a bank fully regulated by the BSP, and Y Tech Financing Inc, a financing company fully regulated by the Securities and Exchange Commission (SEC). These partners do not process any loan applications and approvals online. Loans are subject to credit approval, minimum revenue, and business requirements.

© 2026 Yield Technology Corp. · All rights reserved

© 2026 Yield Technology Corp. · All rights reserved

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